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Your Reliable Business Financing Partner

Rated as the top licensed loan company, be rest assured that you will receive your business instant cash within the shortest time — with the approval of loan as fast as within 24 hours.

Our Services

Flexi SME Loan

Are you wondering where to find a financial solution that can quickly get approved? We can help you get the business loan you need.

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Commercial Loan

We are here to give you the financial support you need to expand your business operation.

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Instant Loan

There are unpredictable circumstances, when you need fast cash in an emergency, you can get a fast loan from us within a few hours.

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Company Loan

Facing difficulties in repaying company debts and employee salaries? Let our low-interest loans help you solve your company’s financial obligations.

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Loan Repayment Schedule

MonthTotalInterest RateRepayment
3 MonthsRM10,00010010,100
5 MonthsRM20,00020020,200
7 MonthsRM50,00050050,500
18 MonthsRM100,0001,000101,000
24 MonthsRM300,0004,500304,500
36 MonthsRM500,0007,500507,500
60 MonthsRM1,000,00015,0001,015,000
  • 3 months – 5 years repayment period
  • 10% – 16% APR
  • You can choose from three months to sixty months payment terms

About Us

We are a reputable license money lending company with more than 20 years of operating experience in Malaysia. We provide a full range of loan services to thousands of satisfied customers. With our years of experience and expertise in the financing field, we will continue to move forward and develop the Malaysian market.
Whether you are an individual or corporate that in need of a loan, we always focus on understanding your needs and design a loan package that suits you.
All customer information will be kept strictly confidential and confidential. This is our guarantee that you can leave all financial difficulties to us.

Our Specialties

No Guarantor Needed

Guarantor is not required to approve your application

Fast Approval

Simple application process and approval is obtained within 1 hour.

1.5% Low Interest Rates

We charge a reasonable and relatively low interest on your loan.

No Upfront Fees

We don't charge any processing or up-front fees.

Our Vision

Build strong and lasting relationship with co-workers and client very moment
Aiming I-Credit most recognise financial company in Malaysia

Our Mission

Provide better quality service to our new and existing clients
Set the benchmark in creating value on client

Core Values

I-CREDIT
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Integrity

Demonstrating reliability and trustworthiness

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Customer Focus

Delivering exceptional experience

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Recognition

Rewarding & Promoting high performance

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Effectiveness

Able to accomplish a purpose

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Diligence

Persevering determination to perform a task conscientiousness

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Innovation

Be curious, create and anticipate change

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Teamwork

Achieving more together