MALAYSIA’S TRUSTED
BUSINESS FINANCING
SOLUTION
Facing Business Financial Challenges? Apply for Tailored Business Financing Support Now.
Want to apply for Business Financing?
We will contact you ASAP!
*By submitting this form, you agree to our Privacy Policy and Terms & Conditions.
Want to apply for Business Financing?
We will contact you ASAP!
Requirement:
- Business registered under SSM for at least 2 years
- Company Registered Under Malaysia (SSM)
*By submitting this form, you agree to our Privacy Policy and Terms & Conditions.
Why Choose Us
Tailored Solutions
Customised business financing plans to meet different business needs.
Fast Approval
Minimal document requirements with a quick and simple application process.
Transparent
No hidden charges or excessively high interest rates.
No Collateral
No need for collateral or a guarantor for approval.
Our Services

Flexi SME Loan
A flexible financing option designed for SMEs to support growth and operational needs.

Commercial Loan
Tailored financial assistance for businesses looking to expand or invest in assets.

Instant Loan
Fast and hassle-free short-term financing for urgent business needs.

Company Loan
Structured financing solutions to support businesses at any stage of development.
Loan Repayment Schedule
MONTH | TOTAL | INTEREST RATE | REPAYMENT |
3 Months | RM10,000 | 300 | 10,300 |
6 Months | RM20,000 | 1,200 | 21,200 |
12 Months | RM50,000 | 6,000 | 56,000 |
18 Months | RM100,000 | 18,000 | 118,000 |
24 Months | RM300,000 | 72,000 | 372,000 |
36 Months | RM500,000 | 180,000 | 680,000 |
60 Months | RM1,000,000 | 600,000 | 1,600,000 |
Repayment period 3 months – 5 years repayment
8% – 12% APR ( Annual Percentage Rate )
You can choose from three months to sixty months payment terms
- Repayment period 3 months – 5 years repayment
- 8% – 12% APR ( Annual Percentage Rate )
- You can choose from three months to sixty months payment terms
About Us
iCredit Malaysia is a business financing service brand verified by KPKT (License No. WL3774/06/01 – 11/291126), with over 20+ years of experience supporting more than 12,800+ SMEs across Malaysia.
iCredit Malaysia operates under Hong Guan BP, where all SSM registrations and licensed activities are officially held and managed in accordance with Malaysian regulations. The iCredit name and logo are registered trademarks owned by Hong Guan BP.
We provide structured and transparent solutions tailored to business needs, with a clear and straightforward process to support informed decision-making.
Let us support your business growth with confidence.
Let us help your business grow with confidence!
Mission
Providing accessible and flexible financial solutions to businesses. Helping SMEs overcome financial obstacles and thrive.
Vision
To be the go-to business financing partner for SMEs in Malaysia.
Mission
Providing accessible and flexible financial solutions to businesses. Helping SMEs overcome financial obstacles and thrive.
Vision
To be the go-to business financing partner for SMEs in Malaysia.
Core Values

Innovation
We continuously innovate our financial solutions to better serve SMEs.

Commitment
We are dedicated to helping businesses grow with responsible and transparent financing.

Reliability
We build trust through fair and ethical financial practices.

Efficiency
We ensure a fast and hassle-free financing process to support business needs.

Dependability
We strive to be a long-term financial partner for businesses.

Integrity
We uphold honesty and transparency, ensuring ethical financial services.

Trustworthiness
We are committed to maintaining trust through fair and reliable financing practices.
Our Satisfied Clients

Noraini Zulkifli
Education Services
They truly understand the needs of SMEs. A trustworthy financial partner!

Raj Kumar
Automotive Business
Very efficient service! Helped me manage my business cash flow smoothly.

Lim Wei Sheng
Logistics
Their financing options gave my company the push it needed to grow. Reliable and transparent!

Hafiz Ismail
Manufacturing
Quick approval and excellent customer service. Truly a lifesaver for my business!

Carmen Lee
E-commerce
Great service with no hidden fees. Perfect for business owners who need quick financing.

Jason Wong
Construction Business
Highly recommend! The process is smooth, and the team is very professional.

Siti Aisyah
F&B Industry
I was struggling with cash flow, but their financing solution helped my business stay afloat.

Ahmad Rahman
Retail Business
iCredit Malaysia provided the financial boost my business needed to expand. Fast and reliable service!
Application Process
Get your business financing approved in just a few simple steps!
Free Consultation
Reach out via WhatsApp for a free consultation.
Submit Your Application
Fill in your basic details and submit the required documents.
Verification Process
Our team will assess your application and conduct a brief interview if needed.
Approval & Disbursement
Once approved, receive your financing within 3 working days.
Our CSR Initiative
iCredit Malaysia is a marketing and service brand operated under Hong Guan BP.
All registrations, licensing, and regulated activities are conducted under Hong Guan BP in compliance with Malaysian laws.
